To read the actual law, go here.
A recent study reviewed the successes and failures of the California parity law during the 2000 to 2005 time period. Among the findings:
- Costs of parity were in line or below the projections.
- Most health plans lifted limits on the annual number of days allowed for both inpatient treatments and the number of visits allowed for outpatient treatment.
- Concerns were raised that insurance companies might use the medical necessity clauses to control costs in an arbitrary way.
- Consumers had difficulty finding therapists from individuals who were contracted with the specific insurance company.
- Doctors expressed concern that treatment would no longer be paid for if a patient improved an no longer met the criteria for a particular diagnosis: even if stopping therapy would was not in the best interest of the patient.